Live vs. LBMA Fixed Prices

The benefits of buying physical gold and silver at live prices versus LBMA fixed prices can depend on a few factors:

1. Timing: Buying at live prices allows you to take advantage of real-time market movements. This can be especially advantageous during times of high volatility when prices can fluctuate quickly. On the other hand, buying at LBMA fixed prices can offer more stability and predictability.

2. Transparency: Live prices are determined by supply and demand in real-time, which means that you have access to the most up-to-date information about market conditions. This can help you make more informed decisions about when to buy or sell. LBMA fixed prices, on the other hand, are set by a panel of experts at a specific time of day, which may not reflect the most current market conditions.

3. Flexibility: Buying at live prices allows you to negotiate with dealers and potentially get a better price based on the specific quantity and type of metal you are looking to purchase. LBMA fixed prices are set for a specific type and quantity of metal, which may not match your specific needs.

4. Premiums: Live prices typically include a premium over the spot price to cover dealer costs and markups, while LBMA fixed prices are typically quoted as the spot price plus a fixed premium. The premium for live prices may be higher or lower than the fixed premium for LBMA prices, depending on market conditions and the specific dealer.

Overall, the decision to buy physical gold and silver at live prices versus LBMA fixed prices will depend on your individual investment goals and risk tolerance. It’s important to do your research and understand the advantages and disadvantages of each option before making a decision.